Richard Thomas

190 Charter Oak Drive

Watertown, CT
$ 695,000 Beds 4 Baths 4 Sq 2,528
Monthly Estimate* How much can I afford?

Hard to find 1st floor 3 room in-law setup in this 9 room custom built brick split level home on a private and level 1.38 acre lot in a quiet Guernseytown subdivision minutes from town and hand-crafted in 1985 by a builder who intended it to outlast other homes. There is a total of 4 bedrooms and 4 full bathrooms in this unique European style multi level home with an attached 2 car oversize garage, a covered front porch with a balcony above off the 2nd floor and a fabulous rear covered patio all done with a level of architectural detail and craftsmanship that the current market simply does not produce. The main level is organized for real life; a living room with a fireplace, a large dining room with a slider to the patio, a full bathroom, and an eat-in kitchen generous in every dimension with loads of cabinets and counter space & GE Profile appliances. The upper level has 3 good size bedrooms and 2 full bathrooms, one with a steam shower. The ground level 3 room in-law is a proper, fully realized suite - built into the home from the beginning, designed to be lived in with dignity and independence with a full kitchen with appliances and garage access. There is a full basement under the main house for plenty of storage area with an unheated finished rec room. Other amenities include underground utilities, 2 split air conditioning units, an automatic Generac generator, a Vigilant cast-iron stove in the foyer, custom brick work making this an inviting and carefree residence.

Single Family

  • Price
  • $ 695,000
  • City
  • Watertown
  • Bedrooms
  • 4
  • Full Bathrooms
  • 4
  • County
  • Litchfield
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 1.38 Acres
  • Zip
  • 06795
  • Sqr Footage
  • 2,528
  • Year Built
  • 1985
  • Taxes
  • $ 9906
  • Style
  • MLS#
  • 24186419
Listed By: Stephen Briotti 203-509-3194 with Lamacchia Realty. - (203) 879-2339
Data Source: Smart MLS

Features

General

Zoning R70
Neighborhood Taft School
County Litchfield
Tax Year July 2026-June 2027
Property Type Single Family For Sale
Status Active
Acres 1.38
Directions Guernsytown to Skilton to Charter Oak
High School Watertown
City Watertown
Elementary School Per Board of Ed
Sq Ft Total 2528
DOM 80
Year Built 1985
Style Split Level
Year Built Source Public Records
Energy Features Thermopane Windows

Interior Features

Cooling System Ductless,Split System
Total Rooms 9
Basement Description Full,Unfinished

Exterior Features

Water Source Private Well
Lot Description In Subdivision,Level Lot,Open Lot
Color Brick

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Torrington, CT office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Per Board of Ed Elementary School
Middle School Unknown Middle School
High School Watertown High School

Price History

7/2/2026 Listed $725,000
9/14/2026 4% - $695,000

Property vs Zip Code Average in 06795

Price
AVG $550K
$700K
Taxes
AVG $7,869
$9,906
Year Built
AVG 1967
1985

In The Neighborhood

Areas That We Cover

190 Charter Oak Drive Watertown, CT is a Single Family Home for sale at $695000 with 2528 sqft and a lot size of 1.38 Acres Acre(s). 190 Charter Oak Drive Watertown has 4 bedrooms, 4 baths and was built in 1985. The property's zip code is 06795 which is in Watertown, CT

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Richard Thomas

Richard Thomas

929-930-7343

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